About Dave Marcus

Dave, a Senior Loan Officer at Spire Financial, has been involved in the mortgage and real estate industries for the last 18 years. His highest priority is to make sure his clients fully understand the expectations and experience throughout each stage of the loan process.

His dedication to customer service has earned him the Five Star Mortgage Professional Award every year since 2010. Additionally, Dave helped enough families in 2020 to be recognized by Scotsman Guide as a Nationwide Top 1% Loan Originator for 2020.

Dave graduated from the University of Florida and loves to golf and snowboard in his free time.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 0% Interest
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Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See What People Are Saying About Us

Dave did a great job and was patient and helpful! Thanks you Dave Jacks
David made the process well organized and very easy to follow. His video explanations were very insightful. He followed up on all of our questions in a very timely fashion. I highly recommend him! Yaron Starosta
I recently purchased a home which I hadn't done in 24 years. The amount on information and paperwork you have to deal with is overwhelming to say the least. Dave made it as easy as one could possibly make. He would send emails with links to the documents that could be ... READ MORE Anonymous
It was a real pleasure to work with Dave. He is very professional and responsive. Buying a house is a stressful process and having Dave on our team made it much easier. We will do business with him again and recommend his services to our friends. Thank you Dave, Igor Igor Zielinski
Dave Marcus was an amazing loan officer to work with. He provided assistance, direction, and guidance all the way through the loan process. He made himself available whenever we needed him, which in this crazy real estate market can be at odd hours not necessarily during normal ... READ MORE Joshua Todd Home Buyer
I am writing to recommend Dave Marcus as an excellent refinance advisor and loan officer. Dave assisted my wife and I with the refinance of our home in Denver. He worked extensively with us to develop and implement our mortgage program. He impressed us as truly exceptional in his ... READ MORE Gerry and Ann Skulley
Dave and LeAnn were very professional and easy to work with. The service they provided was professional and friendly. I highly recommend this team! Joanna Van Gieson
Dave and his team are rockstars! A very good friend actually recommended Dave Marcus claiming he is the VERY BEST and our friends were 100% spot on! Dave made our home buying experience so easy and fluid when our situation was quite the opposite! His level of expertise and ... READ MORE Shelby Sterrett Vice President of Sales
Dave and his team helped with the recent refinance of a home mortgage. The service was personable, professional and quick. A testament to the value of using local firms rather than the big, impersonal lenders. I highly recommend Dave Marcus. Larry Walling
Dave and his team were amazing to work with. As a business owner and single mother they understood my personal dynamics. They worked diligently along side me to make the home purchase happen! I could not be happier and grateful to have such an amazing team! Chelsea DeFelice Mosel Interior Design
Dave was absolutely wonderful to work with. He and his team helped make our mortgage experience enjoyable and effortless. I would recommend Dave to any one in the market for a mortgage lender. He has a great demeanor and is eager to find creative solutions for any situation. Danielle Orr Senior Enterprise Account Director
This is the second time we have used Dave for our mortgage needs. Dave is extremely helpful, confident and he takes the time to explain everything along the way. We would highly recommend Dave for all of your mortgage needs. You will not be disappointed. Tim Thomas Manager
Dave did an excellent job for both of my refinance loans over the years. He is meticulous and meets all of my concerns with excellent data and visuals to explain the numbers. He is upfront, honest and transparent. I always enjoy working with Dave and his team. Marie Willson Marie Willson
Dave Marcus, is amazing. He has help me with my past 3 homes Mortgages. He is very professional and informative. I would highly recommend David for any Lending needs. Reggie Sanchez Reggie Sanchez Director of Instruction and PGA Professional
MR. DAVE MARCUS DID AN EXTRAORDINARY JOB COMPLETING MY MOST RECENT REFINANCE. HE DID AN EXTREMELY PROFESSIONAL JOB RUNNING CONSTANT INTERFERENCE DEALING WITH MANY, MANY EXTRA UNDERWRITING REQUIREMENTS AND RESOLVING ALL IN SHORT ORDER. I HIGHLY RECOMMEND DAVE !!!!!!!! GENE BROWN EUGENE L. BROWN PRESIDENT, L.BROWN FINANCIAL GRP., INC
Dave and his team were fabulous...and patient! He truly searched out the best re-finance for my personal needs and then put up with my many e-mails and calls questioning this or that; pertaining to money required, numbers on what will appear on the closing statement. His response was ... READ MORE Sondra Mogle
David Marcus not only helped us with financing our home purchase 5 years ago, but has helped us over the years when we started a small business, and most recently with refinancing for a lower rate. He is easy to work with and had made us feel like we’re his main priority every ... READ MORE Laura Dawson
I recently bought my first house and had the pleasure of working with Dave to secure my loan. He is the best of the best! I thoroughly enjoyed working with him as he made the process very clear and easy. I would highly recommend Dave as he is very knowledgable, great at communication ... READ MORE Jordan Baumbach
I've had the pleasure of working with Dave on a new house purchase as well as 2 refinances over the course of 8 years! His great communication and attention to detail is what keeps me coming back! He is thorough and gives multiple options to choose from. I never felt like any of my ... READ MORE Donna Sample Donna Sample Director Client Services
I've worked with Dave on 3 mortgage transactions now and I couldn't have a higher appreciation for his attention to detail and overall lending expertise. My wife and I highly recommend Dave!! Zack Yokley
When we set out to find a mortgage broker i had no idea how smooth and painless the experience was going to be after the nightmares i had heard about mortgage loans. Dave was more than great, he was A-M-A-Z-I-N-G. Diligent, knowledgeable and quick! Documents were easily shared, ... READ MORE Stacey & Phil Kerek Senior Acct. Mgr
It was an absolute pleasure working with Dave! His experience and confidence made my families move from CA to CO flawless. Dave is a seasoned veteran who is very transparent and keep us updated every step along the way. I look forward to doing business with him in the future and would ... READ MORE Richard Collins
In moving to Denver from St Louis Dave did a great job on my mortgage financing and recently on a refinance. He was knowledgeable, personable and prompt and provided great rates. I will have him quote rates again on a mountain cabin purchase as I have had good experiences with Dave. Bruce Lane VP Risk Management/ Associate General Counsel Retired
Dave was great to work with. He helped me and my family get our dream home when we thought we were unable to. He walked us through every step and made sure we knew everything we needed to. Thank you Dave! Devin Bell
Dave and his team were excellent! Fantastic outcome and a pleasure to do business with them! Drake Brownfield Preservationist
I did a refi with Dave and it was a quick and smooth process. Easy and secure to share documents, costs were reasonable, and I good a solid rate versus another provider. Everything went well and the first call to close timeframe was quick. Doug D
Dave handles all of my home purchases and refinancing. I have done business with him at least 6 times in the past 10 years and I give my highest recommendation to everyone I meet, including friends and family. I trust him implicitly! Ray S Ray S Retired Military
Dave and his team are top notch. We were always in touch and they made the process seamless and easy. We will certainly be reaching out again. Nick Best Long time client
Dave did an excellent job! He did our original home loan several years ago and just did our refi. Both experiences were great. He’s very professional, competent and was always available to answer any questions. He went through several scenarios for us to make sure we made the ... READ MORE Brian and Shannon Zohn
Dave did a remarkable job with my loan. From day one until I closed on June 17,2020, the entire process was seamless and smooth. I would highly recommend Dave Marcus and Spire Financial to anyone. Again, kudos to Dave and his team! Michael Michael Hickman
If you are looking to refinance your home mortgage with little to no effort on your part, look no further than Dave. From start to finish, Dave communicated the process and provided us with an accurate timeline. Dave has a powerful knowledge of the mortgage industry and the current ... READ MORE Marie McClellan
Dave is a true professional. Personable and authentic, and he made my refi a breeze! He crunched numbers quickly, provided two loan scenarios to choose from and set realistic expectations. His team quickly and efficiently procesed my paperwork and flawlessly executed. They even sent ... READ MORE Heather O Horton Heather O Horton Business Development
Dave was very helpful in answering all my questions for my refinance. HIs team are effective and timely communicators and most importantly the loan closed on schedule. Thanks to his team for a job well done. Sarah Lampard President
David Marcus has been my go to loan officer for years now and has always delivered! David is very knowledgeable and connected in the lending industry, he always produces the best product I can find at the time. Thanks David! Jessica Gillespie Investor/Builder
Dave was great to work with. He was always willing to explain things to us and to give us advice. We could text him or call him, and he’d get back to us quickly (even when on vacation!). Dave was happy to look at different scenarios to find what would be the best option for us. ... READ MORE K. Skowronski High School Teacher
After shopping around for several days, Dave got us locked into a great rate. He listened to our concerns and gave us sound advise on how to proceed. His team was easy to work with and very responsive when we had questions. I would recommend Dave and his team to my friends and family. Jon Cohen Customer
Dave did a great job assisting us with our home refi. He made it seem painless. We were comfortable working with him. Also, kudos to LeAnn Sanchez. She was fantastic. Thanks to Dave and LeAnn. Larry Hollingsworth retired
Dave was great! He made the whole process simple and effortless. He was always available for questions, responded to emails quickly and conducted himself with the utmost professionalism. I will be recommending Dave to all my family, friends and coworkers. Great job, Dave! Jonathan Jones Jonathan Jones Money Movement Specialist
Dave was the absolute best mortgage broker I have ever worked with. He guided us through the process seamlessly. I could not recommend anyone higher then Dave. Thanks again. Jason Leupold
Dave and LeAnn were great and easy to work with! Highly recommend their business for anyone looking for a smooth, easy and painless process. David M
Easy quick and trust worthy! Keep up the good work Mr Marcus! Tap Sittiseri VP of Commercial Accounts
Dave and his team were excellent! They were very responsive and attentive to our needs. My wife and I would highly recommend them for a home purchase. Tyler Dickey Engineer
Dave had great follow- through and worked hard to get the loan done. He is very friendly as well. Robert Gagnon Robert Gagnon
Dave did an awesome Job in helping us purchase a home in Castle Rock. His help in getting us prequalified for a loan made it a smooth and quick process. I found Dave to be very efficient a pleasure to work with. Dave provided the Pre-Approval Certificate as soon as it was requested ... READ MORE Walter Yamamoto
Dave was extremely easy to work with and truly felt like a trusted adviser every step of the way. Buying a home is one of the biggest decisions we make in life and Dave was extremely helpful throughout the entire process. He demonstrated excellent market and loan product knowledge and ... READ MORE Eric Tenenbaum Software Engineer
We recently purchased our first home and working with Dave and his team was nothing short of incredible. We fell in love with a house while viewing several homes one weekend and were not expecting to put in an offer. Dave took time on his day off to not only help us get the offer ... READ MORE Molly Barnwell Business Intelligence Analyst/First time home buyer
Dave has helped us twice now first with getting us a mortgage to buy our home, and then again with refinancing that home both times I feel he got us a great deal and made the experience much less stressful than other mortgage brokers/companies did for me in the past. He even went above ... READ MORE Clint Turner
Dave was great to work with! We searched for a few years before we found our home. From start to finish Dave and his team were amazing! Always there to answer any questions we had and made sure we were fully informed on everything. Do yourself a favor and give him a call. Abby Perlman and George Keefe Owner of Shear Abby Salon
Dave made refinancing one of the easiest if not the easiest transaction I’ve had when dealing with mortgages. From day one to the closing day everything was communicated well and the process was simple. Definitely will be working with Dave and his team in the future. Shawn Galligan
I just wrapped up a successful refinance with Dave Marcus, making it my 6th or 7th transaction with him in as many years. From new home loans to re-fi's, Dave is capable of handling everything with expertise and humor, something that is sorely lacking in an otherwise mundane ... READ MORE Chelsea Iacino Chelsea Iacino Teacher
Dave's great. Super knowledgeable and best of all no salesman BS. He gives your numbers, tells you your options, helps you think about things you may not be considering and lets you make a decision without pressure. Highly Recommend!! Kris Tower
This is the third time that I have worked with Dave and he has always been professional and is great at his job. He has been quick and thorough and made sure that I crossed all my t's and dotted all my i's. I will work with him again, should the opportunity present itself. Kyle Weber Chief Building Electrician
If you want a man of integrity, Dave Marcus is the person you are looking for. Even with my real estate knowledge, Dave was still be able to provide services that helped make a big life decision be seamless and easy. We went into our situation with two goals, and he accomplished even ... READ MORE Joel Cuthbert Joel Cuthbert Commercial Appraiser
Dave and his team have been nothing but an asset to have on our side. The process of buying our home went so smoothly, with everything online and correspondence very timely. The process and our options were explained to us every step of the way. After the transaction was competed and ... READ MORE Catherine Vrba Catherine Vrba Accountant
Dave was great to work with, and very helpful. Danielle Smith
Dave Marcus is a master at his job, I would like to thank him for his prompt and hard work. If you need help with a mortgage loan or refinacing, call him you wont be disappointed. Mehdi
Consummate professional that explored all options in order to ensure our ultimate solution would meet our refinance needs. Dave takes the time to get to know his clients, making what can be a stressful process very easy. Both Dave and his team were an absolute pleasure to work with. ... READ MORE Christine Hollingsworth Refinance Client
Dave is fabulous to work with! He is timely, available, and knowledgeable. I would definitely recommend using him to help with your refinance or purchase needs! Nicole Worden Realtor
Dave Marcus is extremely professional and has very much impressed me with his ability to work with individuals with unique situations. I would recommend him to anyone trying to purchase a home. Erika Gebhardt Attorney
My husband and I used David Marcus to purchase a home that we had a construction loan on. The situation was not straightforward and the process was somewhat unique, David made it feel effortless. He was an outside of the box thinker and got us a rate that was highly competitive! I ... READ MORE Jessica E Gillespie
First met Dave while driving for lyft in 2017. We talked a bit during the drive, after explaining my situation and my hopes, Dave offered to help. Unfortunately, he was not able to help me at that time. But after working on my situation and 2 years later Dave help me and my family find ... READ MORE Pedro H. Customer
Dave was great to work with through my first home buying process. He was very encouraging, fun to work with, and readily-available to help me out when I had any questions. I highly recommend others take up Dave's services. I couldn't have asked for a better loan officer for my ... READ MORE Dylan Schellsmidt Dylan Schellsmidt Project Engineer - GH Phipps Construction Companies
Dave is easy to work with, fun, trustworthy and straightforward. He will help you through the home-buying process, clarify confusion, and make it fun. He was a great guide for us, who don't have a lot of home-buying experience. He checked in throughout the process and made ... READ MORE Annie Ransome Annie Ransome
 

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